We all want to see results, right? It's human nature. We want to know that our efforts, time, and...
You’ve Sold the Business or Retired—Now What?
You’ve crossed the finish line—sold the business, wrapped up a fulfilling career, or maybe both. Now comes the big question: What do I do with all this money… and all this time?
At first, it sounds simple. Play golf. Travel. See the grandkids. Enjoy the freedom you've earned. And you should. But eventually, the newness wears off, and a new challenge surfaces—how do I find purpose while managing this next chapter wisely?
That’s where a thoughtful allocation strategy comes in. Whether you’re growing a business, entering retirement, or somewhere in between, we use a three-bucket approach to bring clarity and control to your financial picture:
- Taxable Bucket
This is your most flexible pool of money. It lives in a brokerage account and can be accessed at any time. You control when and how you’re taxed, making it a great tool for funding travel, new ventures, or unexpected opportunities.
- Tax-Deferred Bucket
This includes your traditional retirement accounts—401(k)s, IRAs, etc.—where taxes are deferred until you withdraw. These accounts are powerful for long-term growth but require smart distribution strategies to avoid surprises later on.
- Private Investments & Insurance
This is where we customize. Private investments can offer returns uncorrelated to the stock market, along with potential income. Meanwhile, certain insurance solutions can provide stability and protection, especially when life throws curveballs.
Once the financial structure is in place, the harder—and more meaningful—work begins finding your new rhythm and purpose. That might be reconnecting with old friends, picking up hobbies you didn’t have time for, or simply enjoying the freedom to say “yes” without hesitation.
Whatever your goals, success isn’t just about reaching a number. It’s about maintaining the freedom and peace of mind that number was meant to give you. And that’s what we’re here to help you protect.
P.S. - Here are a few things I am reading/watching/listening to:
